Personal finance, simplified

Know where every taka goes.

Expency turns loose receipts and forgotten cash payments into one clear ledger. Log an expense in three taps, watch your budgets in real time, and finally answer the question — where did it all go?

Download for Android
App Store Coming soon

iOS version is currently in development — join the Android beta today and we'll notify you the moment it's ready.

256-bit encryption
Zero ads, ever
Works fully offline

Expency · LEDGER

— — — — — — — —

COFFEE-৳150

BUS FARE-৳40

GROCERY-৳1,240

SALARY+৳65,000

MOBILE LOAD-৳200

LUNCH-৳320

RICKSHAW-৳60

NETFLIX-৳500

— — — — — — — —

Expency · LEDGER

— — — — — — — —

COFFEE-৳150

BUS FARE-৳40

GROCERY-৳1,240

SALARY+৳65,000

MOBILE LOAD-৳200

LUNCH-৳320

RICKSHAW-৳60

NETFLIX-৳500

— — — — — — — —

9:41

Good evening

Rafi Hasan

Total balance

৳84,320.50

+৳2,140 this week

Income

৳1,26,000

Expenses

৳41,680

Recent activity

See all

Grocery Store

Food · Today, 2:30pm

-৳1,240

Salary Deposit

Income · Today, 9:00am

+৳65,000

Uber Ride

Transport · Yesterday

-৳320

0K+

expenses logged daily

0K+

active users

4.9

average store rating

0Cr+

tracked this year

What's inside

Everything a ledger should do. Nothing it shouldn't.

01

Auto-categorised entries

Snap a receipt or forward an SMS and Expency reads the merchant, amount, and category on its own — most entries never need a tap.

02

Budget envelopes

Set a monthly limit per category — groceries, transport, eating out — and get a gentle nudge well before you're over.

03

Reports that make sense

Weekly and monthly breakdowns, plotted plainly — no dashboards to decode, just where the money actually went.

04

One ledger, every account

Cash, cards, and mobile wallets like bKash and Nagad all land in a single running total — no more checking five places.

The habit loop

Three taps between spending and knowing.

01

Log it

Tap the amount, pick a category, done. Or forward the SMS and let Expency fill it in.

02

Watch it sort

Every entry lands in the right envelope and updates your balance in real time.

03

Review and adjust

Check your weekly report on Sunday night and reset next week's limits in a minute.

"I stopped guessing where my salary disappeared to. Three weeks in, I'd already spotted ৳4,000 a month going to delivery fees I didn't even notice."

Taief Arnob

Product Designer, Dhaka

Start your ledger tonight.

Free to start, no card required. Your first budget takes about ninety seconds to set up.

Download Apk
App Store Coming soon
114.2MB install Android 8.0+ No account needed

Questions

Before you install

Is my financial data stored on your servers?

No. Everything is stored locally on your device by default. Cloud backup is optional and encrypted end-to-end if you turn it on.

Does Expency connect to my bank account?

It doesn't need to. Expency reads transaction SMS locally on your phone to auto-fill entries — no bank login or account linking required.

Is there a paid tier?

Core tracking and budgeting are free, permanently. An optional Pro tier adds multi-device sync and export tools.

When is the iOS app coming out?

It's actively in development. Android comes first — once it's ready, we'll open sign-ups here for early iOS access.